0 APR Credit Cards


0 balance credit cards

 

0 APR Credit Cards

0 APR credit card

Today its almost unheard of to find a credit card that doesn't offer at least some type of low incentive APR during the first 6 or 12 months.

The most popular 0 APR credit cards offer a 0% APR on credit card purchases and balance transfers for at least one year. Consumers have come to take these "teaser" rates for granted and tend to shop for 0% credit cards based on these rather than the permanent or "go to" APR. Well, no more! Don’t get caught up in the hype, check out this prioritized list of the countries hottest 0 APR Credit Cards.

Top 10 0% APR Credit Cards

Citi Platinum Select Card: Has a 0% APR on balance transfers and purchases for 12 months, no annual fee, free online account management and you can apply online and get an instant response. And the Citi Platinum has a low regular APR of 11.24% after the introductory 0% APR expires.

The Discover Platinum Card is number two on our list of best 0 APR Credit Cards. It has a 0% Intro APR for purchases and balance transfers for 12 months, a 5% Cash Back Bonus in popular categories that change four times a year like gas stations, restaurants, clothing stores, travel and many more. And the Discover has a low regular APR of 10.99%.

Blue from American Express is number three on our list of best 0 APR Credit Cards. They offer a 0% APR for up to 15 months, have no annual fees, and a Fee-Free Rewards Program. American Express also offers a low balance transfer APR of 4.99% that is fixed for the life of the balance. Blue from American Express has a low regular APR of 12.24%.

Chase Freedom Visa credit card is number four on our list of best 0 APR Credit Cards. Chase Credit cards offer a 12 month 0 APR and a low regular AR of 14.24%. They also offer 1% Cash Back for every $1 spent in purchases, a generous reward program where you get a $50 check once you've earned $50 in rewards.

The GM Flexible Earnings Credit Card is number five on our list of best 0 APR Credit Cards. The offer the 0% intro APR for 12 months, a 1% cash back option, a full 1% earnings toward any new GM vehicle, and the potential to triple that to 3%. Their regular APR increases to 13.24% after 12 months.

The Citi Diamond Credit Card is number seven on our list of best 0 APR Credit Cards. They offer 0% APR on balance transfers for 12 months, offer Identity Theft Solutions, free online account management and no annual fees. The Citi Diamond card has a regular APR of 11.24%.

The American Express Blue Cash Credit Card is number eight on our list of best 0 APR Credit Cards. American Express offers low fixed balance transfer rate of 4.99% for the life of the balance, 5% cash back with Unlimited Cash Rewards. The American Express Blue has a 0% APR for 6 months and a regular APR of 13.24%. The Chase Freedom Visa Card is number nine on our list of best 0 APR Credit Cards. It has 0% APR for up to 12 months, no annual fee, 3% Cash Back and a 14.24% regular APR.

The tenth 0 APR Credit Card, is the Platinum Edition Visa Card which has an introductory 0% APR on purchases and balance transfers for the first 15 billing cycles after your account is opened, no annual fee, Purchase Protection, $250,000 in Travel Accident Insurance, 25% discount at select car rental agencies, and a very low regular APR of 11.99%.

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